AI-Powered Tenant Screening

Smarter Tenant Screening, Zero Guesswork

LeaseDefend verifies tenant financial health through real bank data — not credit scores alone. Get a comprehensive TrueScore™ that analyzes income, rent history, utility payments, and spending habits.

Bank-Level EncryptionSOC 2 CompliantPrivacy-First Design

See How LeaseDefend Works

Watch a quick overview of how tenants and landlords use LeaseDefend for smarter screening.

92TrueScore™
Low Risk Applicant

What's in a TrueScore™?

Income-to-Rent Ratio3.2x
Utility Consistency5/6 Active
Savings Buffer4.1 mo.

How It Works

Three steps to a verified financial profile — no hard credit pull required.

01

Connect Your Bank

Securely link your bank through Plaid. We never store login credentials — only a read-only verification token.

02

Map Your Bills

Identify your recurring payments — rent, utilities, insurance. Our engine matches them to your transaction history.

03

Get Your TrueScore™

Receive a comprehensive financial profile with payment consistency, budgeting habits, and a 0-100 TrueScore™.

Built for Both Sides

Whether you're proving your reliability or evaluating applicants.

For Tenants

Build a verified financial profile that goes beyond your credit score. Show landlords your real payment history and financial stability.

  • Prove rent & utility payment consistency
  • Showcase your income-to-rent ratio
  • Share reports with any landlord securely
  • No hard credit inquiry — zero impact on your score
Learn more

For Landlords

Make data-driven leasing decisions. See aggregated financial profiles without accessing raw transaction history.

  • TrueScore™ risk rating for every applicant
  • Utility payment frequency & consistency reports
  • Budgeting habit classification & savings buffer
  • Bank-verified financial health scoring
Learn more

Privacy-Preserving by Design

Landlords never see raw transaction data. They receive an aggregated behavioral profile — payment consistency, budgeting classification, and risk scores. Your financial privacy is non-negotiable.

Read-Only Access
No Credit Pull
Encrypted Data
You Control Sharing

Ready to Prove Your Financial Reliability?

Join thousands of tenants and landlords who trust LeaseDefend for smarter, fairer screening.

Create Your Free Account