Screen Tenants with Real Bank Data, Not Credit Scores
See How LeaseDefend™ Works
Watch a quick overview of how tenants and landlords use LeaseDefend™ for smarter screening.
Tap each profile to see why the score changed in simple words.
Sheilah is applying for an apartment on her own. She has paid all her electric, water, and phone bills on time for 2 years and has savings in the bank.
Highest score because every single monthly bill was paid on time with zero late fees and plenty of rainy-day savings in the bank.
3 Everyday Habits Behind the Score
Solo RenterElectric, water, gas, phone & wifi paid every single month with zero missed bills.
Has a rainy-day cushion ready in case of unexpected surprises.
Monthly paycheck is more than 3 times the rent, leaving plenty of money for groceries.
How It Works
Three steps to a verified financial profile — no hard credit pull required.
Connect Your Bank
Securely link your bank. We never store login credentials — only a read-only verification token.
Map Your Bills
Identify your recurring payments — rent, utilities, insurance. Our engine matches them to your transaction history.
Get Your LeaseWorthy™ Score
Receive a comprehensive financial profile with payment consistency, budgeting habits, and a 0-100 LeaseWorthy™ Score.
Built for Both Sides
Whether you're proving your reliability or evaluating applicants.
For Tenants
Build a verified financial profile that goes beyond your credit score. Show landlords your real payment history and financial stability.
- Prove rent & utility payment consistency
- Showcase your income-to-rent ratio
- Share reports with any landlord securely
- No hard credit inquiry — zero impact on your score
For Landlords
Make data-driven leasing decisions. See aggregated financial profiles without accessing raw transaction history.
- Scores customized to your unit's proposed rent
- LeaseWorthy™ Score risk rating for every applicant
- Utility payment frequency & consistency reports
- Budgeting habit classification & savings buffer
- Bank-verified financial health scoring
Privacy-First Design
You see behavioral patterns, not individual purchases. Raw transaction data is never exposed — only aggregated classifications, consistency scores, and risk metrics. This protects both tenants and your compliance obligations.
Ready to Prove Your Financial Reliability?
Join the movement to take control of your financial story — and let your next place see you for who you really are, not an outdated credit score.
Get Started